 PortaCredit
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| Created Date: |
12/8/2009 3:27:24 PM |
| Country: |
Global |
| Focus: |
Electronic and Mobile Government,
Institution and HR Management,
Internet Governance
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| Status: |
In use |
| License: |
Open Source |
| Product Type: |
Software - Mobile |
| Target Users: |
public and private entities |
| Developer Name: |
Accion |
| Product Url: |
http://ictupdate.cta.int/en/Feature-Articles/PortaCredit-improving-microloan-processing |
| Description: |
PortaCredit is an application which is designed to run on a PDA (personal digital assistant). When the PDA is equipped with PortaCredit, loan officers can input client data while in the field, complete and process applications and make loan calculations. Data is then quickly uploaded to the MFI’s centralized database which eliminates the task of reentering the data. Since its inception in 1999, PortaCredit has continued to evolve and can now accommodate multiple loan products and the new platform incorporates various credit scoring tools, further contributing to the microfinance institutions’s efficiency.
The micro-finance institutions who are implementing the PortaCredit program have reported significant cost-savings in non-salary operational costs. PortaCredit is now fully implemented at several Latin American MFIs.
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PortaCredit PortaCredit is an application which is designed to run on a PDA personal digital assistant When the PDA is equipped with PortaCredit loan officers can input client data while in the field complete and process applications and make loan calculations Data is then quickly uploaded to the MFI’s centralized database which eliminates the task of reentering the data Since its inception in 1999 PortaCredit has continued to evolve and can now accommodate multiple loan products and the new platform incorporates various credit scoring tools further contributing to the microfinance institutions’s efficiency nbsp The micro-finance institutions who are implementing the PortaCredit program have reported significant cost-savings in non-salary operational costs PortaCredit is now fully implemented at several Latin American MFIs
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