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Created Date: 12/8/2009 3:27:24 PM
Country: Global
Focus: Electronic and Mobile Government, Internet Governance
Status: In use
License: Open Source
Product Type: Software - Mobile
Target Users: public and private entities
Developer Name: Accion
Product Url:

PortaCredit is an application which is designed to run on a PDA (personal digital assistant). When the PDA is equipped with PortaCredit, loan officers can input client data while in the field, complete and process applications and make loan calculations. Data is then quickly uploaded to the MFI’s centralized database which eliminates the task of reentering the data. Since its inception in 1999, PortaCredit has continued to evolve and can now accommodate multiple loan products and the new platform incorporates various credit scoring tools, further contributing to the microfinance institutions’s efficiency.


The micro-finance institutions who are implementing the PortaCredit program have reported significant cost-savings in non-salary operational costs. PortaCredit is now fully implemented at several Latin American MFIs.

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