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   Magex Mobile Phone Payments
Created Date: 9/29/2009 3:37:01 PM
Country: United Kingdom of Great Britain and Northern Ireland
Status: In use
License: Proprietary
Product Type: Software - Mobile
Target Users: Magex is aimed at both developed and emerging markets.
Developer Name: Magex Limited
Product Url: http://www.magex.com/content/clients.html
Description: Magex Mobile Phone Payments consists of a range of mobile phone payment solutions facilitating Person-to-Person (P2P) and Person-to-Merchant (P2M) suite of products via Interactive Voice Response (IVR), SMS and WAP. The IVR, WAP, and SMS payments modules are available individually or in combination, so a consumer could use all three services from the same mobile phone during the course of a day.

The IVR service enables users to initiate a payment by calling a designated telephone number and keying in their password, the amount they wish to send, and the recipient''s mobile number following voice prompts. The payment is processed and an SMS message is immediately sent to the recipient. In order to use the IVR service, the user must register their mobile phone number on their account.

The SMS service enables users to initiate a payment by sending a single text message to a designated telephone number. The message need only contain the sender''s password, the amount they wish to send, and the mobile phone number of the recipient. The user also has the option to include a short message. In seconds, the payment is processed and the recipient is notified via SMS.

The WAP service is a menu driven application which enables users to initiate a payment, check their balance, and view past transactions via a WAP connection. The account holder visits the WAP site via their mobile phone and scrolls the menu for the actions that they wish to take. On completion, the payment is quickly processed and the recipient is notified.

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