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   Mobipay
Created Date: 9/29/2009 3:00:25 PM
Country: Spain
Focus: Institution and HR Management
Status: In use
License: Open Source
Product Type: Software - Mobile
Target Users: Mobipay is aimed at both developed and emerging markets.
Developer Name: Atos Origin
Product Url: http://www.atosorigin.com/en-us/
System Requirements: In order to use Mobipay, customers need a mobile phone and a bank account.
Description: Mobipay is an innovative mobile phone based payment system which has gathered together more than 90 financial entities, three leading Spanish telecommunications companies and the main payment cards of Spain to launch the system. The system is designed to carry out purchases through vending machines and the Internet, e.g. for purchasing cinema or concert tickets. Other uses for which the system is ideally suited include topping up of phone cards for mobile phones and carrying out payments at POS.

The basic operation in the first place, is based upon a mobile phone carrying a barcode on its back with data related to the user. The data is captured by a Metrologic IS4220 barcode scanner and automatically transmitted to a TPV which is connected to a bank. Once the data is processed, the transaction details are sent to the mobile phone and to the POS. The user receives the transaction and then validates the operation by typing a personal PIN number into the mobile phone.

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