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Created Date: 9/29/2009 2:39:12 PM
Country: India
Focus: Electronic and Mobile Government, Citizen Engagement, Internet Governance
Status: In use
License: Free and Open Source
Product Type: Software - Mobile
Target Users: PayMate is aimed at emerging markets.
Developer Name: PayMate
Product Url:
System Requirements: In order to use PayMate, users need a mobile phone.
Description: PayMate is a mobile payment solution that links mobile phones to existing bank accounts or credit cards thereby giving customer the convenience and security of paying anywhere, anytime. Once registered, customers can pay for online purchases, shopping bills, monthly utility bills with their mobile phones. Customers can also buy things like flight tickets, movie tickets ect. All payments are authorized with a secure 4-digit PIN thereby ensuring complete control and security. There are no charges for using PayMate. PayMate is a free service.

PayMate works on the simplest mobile handsets. It is available across all GSM and CDMA operators, and does not require GPRS connectivity, SIM change or application download. The IVR based transaction platform makes it very easy-to-use. It has an enhanced risk-control through 2-factor authentication over IVR. The PIN is never saved in any form on the handset or in any application, and there is no financial details divulged during the transaction process. It has banking-grade data security with PCI-DSS 1.2 certified systems.

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