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   Mobile Banking
Created Date: 9/29/2009 9:37:24 AM
Country: India
Focus: Institution and HR Management
Status: In use
License: Proprietary
Product Type: Software - Mobile
Target Users: The Mobile Banking service is aimed at mobile phone customers who do not have a bank account.
Developer Name: State Bank of India
Product Url: http://www.sbi.co.in/index.htm
System Requirements: In order to gain access to services, users need java enabled mobile phones or non-java enabled mobile phones with GPRS connection.
Description: The Mobile Banking service developed by State Bank of India and SKS Microfinance currently allows users access to services such as  funds transfer (within and outside the bank–using NEFT), enquiry services (Balance enquiry/Mini statement), request services (cheque book request), bill Payment (Utility bills, credit cards), and m-Commerce (Mobile Top Up, Merchant payment, SBI life insurance premium).

The Mobile Banking service is  currently available on java enabled mobile phones over SMS/GPRS/WAP as also non-java enabled mobile phones with GPRS connection. The service can be availed over the free GPRS facilities offered by various mobile service providers. The services for other non-Java mobile phones are under development and will be offered using Unstructured Supplementary Services Data (USSD).

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