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   Orange Money
Created Date: 9/28/2009 4:52:22 PM
Country: Côte d'Ivoire
Focus: Electronic and Mobile Government, Knowledge Management in Government, Internet Governance
Status: In use
License: Proprietary
Product Type: Software - Mobile
Target Users: Orange Money is aimed at mobile phone customers who do not have a bank account.
Developer Name: France Telecom/Orange
Product Url:
System Requirements: In order to open an Orange Money account, users need to buy an Orange Money SIM card which is required to operate the service from a mobile phone.
Description: Orange Money is a mobile phone payment and transfer service aimed at mobile phone customers who do not have a bank account. Orange Money allows customers to deposit cash in their local currency, pay electricity bills, buy goods and services, transfer money to friends or familiy, or top up their mobile phone. Orange Money is ideally suited to microcredit lenders and beneficiaries since it allows both parties to save time and resources by facilitating payment collection.

For its release and marketing, Orange Money is drawing on rural and urban distribution networks available through Orange, BICICI and Belkofinance. Orange Money is activated free of charge and without any minimum deposit. Orange Money is built around a system that guarantees transactions against the risk of theft or fraud. In accordance with regulations in force within the West African Economic and Monetary (WAEMU), all transactions are guaranteed for both end customers and recipients.

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