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Created Date: 9/28/2009 3:57:15 PM
Country: Zambia
Focus: Knowledge Management in Government, Institution and HR Management
Status: In use
License: Proprietary
Product Type: Software - Mobile
Target Users: Celpay is aimed at both consumers and corporates
Developer Name: Celpay Zambia Limited
Product Url:
System Requirements: In order to gain access to banking services and payment solutions facilitated by Celpay, users need to buy a Celpay SIM card, which is required to operate the services and solutions from a mobile phone.
Description: Celpay is an independent mobile enactment platform that facilitates banking services and payment solutions using cellular network infrastructure providing a vehicle to effect immediate transfers and complete these in real-time, while also acting as an accounts payment engine. Celpay facilitate person-to-person payments, person to merchant payments, person to corporate payments, balance inquiry, mini statements, reversals, prepaid airtime purchases for third parties and prepaid airtime purchases for individuals.

Customers registering for Celpay receive a new secure SIM card, adding a menu to their mobile phones that facilitates the payments and provides access to their Celpay accounts. Money can be added to Celpay accounts via transfers from a bank account, or by depositing cash or a check at any participating Celpay partner bank. Celpay has the single biggest distribution network available in Zambia comprising of 100 agents, 6 major banks, and over 200 post offices and postal agents allowing customers to pay for goods and services from cash points nearest to their homes and offices.

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